Your Investment, Our Priority
Explore our loan options
Agriculture & Land Loans
We provide financing for agricultural operations and undeveloped land purchases. Our loans can be used for farming, ranching, or recreational land, with flexible terms that meet the unique needs of landowners and agricultural investors.
Bridge Loans
Bridge loans offer quick, short-term financing for property acquisition, refinancing, or other urgent residential and commercial real estate needs. These loans are ideal when you need immediate capital to secure an opportunity while awaiting longer-term financing.
Construction Loans
Construction loans are a vital tool to fund new builds or extensive renovations. These loans cover materials, labor, and other construction-related expenses, and are structured to disburse funds in phases as construction progresses.
Cross-Collateral Loans
Cross collateral loans allow you to leverage the equity of existing properties to secure new financing. This option can be particularly beneficial if you have significant equity in other assets but need additional capital for new investments.
Debt Consolidation
Simplify your finances with our debt consolidation loans. If you're juggling multiple debts, consolidating them into a single loan can reduce your monthly payments, lower interest rates, and provide clearer financial management.
Hard Money Loans
These loans are ideal for investors looking for short-term financing with minimal paperwork. Since they are secured by property value rather than credit history, hard money loans offer flexibility and speed, allowing you to close deals quickly.
Rehab & Fix-and-Flip Loans
Ideal for investors who buy properties, renovate them, and resell for a profit. Fix-and-flip loans provide the necessary capital to acquire and renovate properties. We offer quick approval and flexible funding to maximize your investment to align with the typical timelines for renovation projects.
Stated Income Loans
Designed for borrowers with non-traditional income sources. Less documentation requirements than conventional loans, these allow for more flexibility. We offer fast approvals to help you access the capital you need without the lengthy paperwork typically associated with traditional financing.
Whether you have fair, good, or excellent credit, our loan programs are designed to provide the flexibility you need to secure financing. We welcome a diverse range of credit profiles and offer solutions tailored to your financial situation.
We specialize in customizing loan structures to meet unique financial needs. From cross-collateral to portfolio loans, our flexible programs ensure a perfect fit for every borrower’s situation.
Time-sensitive projects deserve fast solutions. Our timely process ensures loan approvals in as little as two weeks, so you can focus on what matters most.
Choose from a variety of repayment options, including interest-only payments, balloon payments, or fully amortized loans. We prioritize flexibility to align with your financial goals.
Wherever you are in the United States, we’ve got you covered. Our financing solutions span all 50 states, providing nationwide accessibility.
From small-scale investments starting at $100,000 to large commercial projects exceeding $100 million, we offer a wide range of financing options to suit any requirement.
Choose terms that fit your timeline, with options like short-term financing (1-5 years), bridge loans (1-3 years), or interest-only stated income loans (3-5 years). Flexibility for your success.
Say goodbye to cumbersome paperwork. Our stated income and asset-based loans are designed to simplify the process, offering a faster and more efficient path to financing.
Whether you own or lease, we provide financing solutions for both owner-occupied and non-owner-occupied properties. Tailored support for your unique needs.
Our loan programs cater to:
- Self-employed Individuals
- Real Estate Investors and Developers
- High-Net-Worth Individuals
- Professionals with Multiple Income Streams
- Borrowers with Credit Challenges
- Borrowers Seeking Bridge Loans
- Foreign Nationals
- Fix and Flip Investors
- Small and Medium-Sized Business Owners
We offer financing for various property types, including:
- Agriculture and Land
- Multifamily
- Mixed-Use
- Mobile Home Parks
- Retail and Office Buildings
- Industrial & Warehouses
- Self-Storage
- Shopping Centers
- Retail Stores
Explore Our Recently Funded Projects
Hard Money Loan
Private Capital Lenders recently provided a $7.5 million hard money loan for the purchase of a 50,000+ sq. ft. industrial commercial warehouse located in Denver, Colorado.
Agriculture Loan
A $4,900,000 agriculture loan on a 55-acre parcel of in Clovis, California. This property offers long-term potential for sustainable farming or commercial ventures.
Proven Expertise, Real Results
Why Private Capital Lenders?
Unmatched Expertise
With over 15 years of experience in private lending, we offer tailored solutions backed by industry expertise to meet the unique needs of every client.
Personalized Loans
We understand no two borrowers are the same. Our custom-tailored loan programs are crafted to fit your specific needs and investment strategies.
Flexible Funding
Our quick approval process ensures quick access to capital, often in under two weeks, with customized loan structures designed for your goals.
Competitive Rates
Achieve your financial goals with confidence. We offer competitive rates that make your property purchases, refinancing, and investments more affordable.
Nationwide Coverage
From coast to coast, we provide financing across all 50 states, giving you access to top-tier lending solutions no matter your location.
Proven Track Record
Our success speaks for itself. With countless funded projects and satisfied clients, we are a trusted partner in private capital lending.