Loan & Services
At Private Capital Lenders, we offer a range of commercial real estate loans designed to support ambitious projects across the U.S. Our services include bridge loans, hard money loans, construction financing, and more. Whether you’re looking to secure quick capital for property acquisition or need flexible financing for construction, our experienced team is dedicated to providing fast, reliable solutions that align with your goals, enabling you to seize new opportunities confidently. Get started by applying today!
Your Investment, Our Priority
Explore our Loans options
Agriculture & Land Loans
We provide financing for agricultural operations and undeveloped land purchases. Our loans can be used for farming, ranching, or recreational land, with flexible terms that meet the unique needs of landowners and agricultural investors.
Bridge Loans
Bridge loans offer quick, short-term financing for property acquisition, refinancing, or other urgent residential and commercial real estate needs. These loans are ideal when you need immediate capital to secure an opportunity while awaiting longer-term financing.
Construction Loans
Construction loans are a vital tool to fund new builds or extensive renovations. These loans cover materials, labor, and other construction-related expenses, and are structured to disburse funds in phases as construction progresses.
Cross-Collateral Loans
Cross collateral loans allow you to leverage the equity of existing properties to secure new financing. This option can be particularly beneficial if you have significant equity in other assets but need additional capital for new investments.
Debt Consolidation
Simplify your finances with our debt consolidation loans. If you're juggling multiple debts, consolidating them into a single loan can reduce your monthly payments, lower interest rates, and provide clearer financial management.
Hard Money Loans
These loans are ideal for investors looking for short-term financing with minimal paperwork. Since they are secured by property value rather than credit history, hard money loans offer flexibility and speed, allowing you to close deals quickly.
Rehab & Fix-and-Flip Loans
Ideal for investors who buy properties, renovate them, and resell for a profit. Fix-and-flip loans provide the necessary capital to acquire and renovate properties. We offer quick approval and flexible funding to maximize your investment to align with the typical timelines for renovation projects.
Stated Income Loans
Designed for borrowers with non-traditional income sources. Less documentation requirements than conventional loans, these allow for more flexibility. We offer fast approvals to help you access the capital you need without the lengthy paperwork typically associated with traditional financing.
What to Expect with Private Capital Lenders
Our goal is to make commercial real estate financing accessible, efficient, and client-centered. Here’s how we help:
From the initial application to final funding, we maintain a transparent and efficient process.
- First, consult with our advisors to determine the best loan for your goals.
- Next, complete a simple application and receive a prompt assessment.
- Upon approval, our team coordinates funding quickly, enabling you to move forward with confidence.
To help you secure financing swiftly, we’ve highlighted eligibility criteria for each loan type. Common factors include credit history, collateral, and project viability, while stated income loans offer flexibility for self-employed individuals. Our team will guide you through specific requirements and help gather necessary documentation to ensure a smooth application.
Rates and terms vary based on loan type, project scope, and borrower profile. We offer competitive rates, structured for flexibility to accommodate your needs. Our advisors are available to discuss factors impacting interest rates and term length, ensuring you get a loan that aligns with your budget and timeline.
Choosing the right loan can be complex. Our loans and services will help you understand each loan type’s benefits, timelines, and best-use scenarios, allowing you to match your financing needs with the most suitable option.
In our FAQ section, throughout the site, you’ll find answers on approval timelines, collateral requirements, loan limits, and more. Our goal is to provide clarity on common queries, helping you feel informed and prepared.
Our clients’ success is our priority. Whether financing a complex renovation or acquiring new property, we’ve partnered with developers and investors to turn ambitions into reality. Explore real case studies to see how Private Capital Lenders supports clients across diverse real estate ventures.
What our Clients say
FAQ
Most frequent questions and answers
We specialize in a wide range of loan products, including:
- Agriculture and Land Loans
- Bridge Loans
- Construction Loans
- Cross-Collateral Loans
- Debt Consolidation Loans
- Rehab & Fix-and-Flip Loans
- Hard Money Loans
- Stated Income Loans
We offer financing for both commercial and income-producing properties. If you’re not sure which loan fits your needs, feel free to contact us, and we’ll help you find the right option.
We provide loan amounts ranging from $100,000 to $100 million+. Our loan programs are designed to fit a variety of property types and financing needs.
We provide financing for a wide range of commercial properties, including:
- Mixed-Use Properties
- Multifamily (5+ units)
- Farms and Land
- Mobile Home Parks
- Office Buildings
- Retail Spaces (Strip Malls, Shopping Centers)
- Warehouses and Industrial Properties
- Auto Service Facilities
- and More
If your property type isn’t listed, contact us, and we’ll discuss custom financing options.
We offer flexible qualification criteria, especially for borrowers who may not meet traditional bank lending requirements. Factors that are considered include:
- Property value
- Down payment
- Income (for stated income loans)
- Credit score (fair to excellent credit accepted)
- Collateral
We assess each case individually to find the best solution for you.
Our loans and services are offered in all 50 states.
At Private Capital Lenders, our interest rates and loan terms vary depending on the type of loan, the borrower’s financial situation, and the project specifics. We offer competitive rates, flexible repayment options, and the best loan terms in the market to meet the needs of real estate investors. To get a customized quote, please reach out to our team for a detailed consultation and to discuss your specific requirements.
Yes, many of our loans offer flexible repayment options, including early payoff without penalties. The specific terms will be outlined in your loan agreement.
You can begin the loan application process by filling out an application with this link. Loan Inquiry.
Also, by calling us directly. One of our specialists will walk you through the necessary steps and documentation to get started.
Our loan approval process is designed to be fast and efficient. Depending on the complexity of the loan, approval can happen within days or weeks, allowing you to secure the funding you need quickly.