Rehab & Fix-and-Flip Loans
Our Rehab and Flip Loans are designed to support real estate investors in acquiring, renovating, and selling properties for a profit. These short-term loans provide the necessary capital to cover both the purchase and renovation costs, ensuring that you can complete your project quickly and efficiently. With flexible terms and competitive interest rates, we help investors bridge the gap between acquisition and sale, allowing for faster project completion. Whether you’re flipping a single-family home or a multi-unit property, our Rehab and Flip Loans offer the financial flexibility you need to succeed in the real estate market.
Rehab and Flip Loans Made Simple
Get quick funding to acquire and renovate distressed properties. Our loans offer fast approvals, allowing you to seize opportunities without delay and move forward confidently with your flipping projects.
Cover purchase and renovation costs with loans tailored for real estate investors. We provide competitive terms and adaptable options to ensure your projects stay on budget and meet your financial goals.
Rehab and flip loans offer short-term financing to bridge the gap between acquiring a property and selling it for profit. With our support, you’ll keep your projects on schedule and within scope.
Transform properties into high-value assets with loans designed for real estate investors. Our solutions ensure you have the resources needed to enhance property value and achieve high returns.
We simplify the flipping process with loans structured for efficiency and flexibility. Whether you’re scaling your portfolio or starting out, our financing supports your vision and investment strategy.
Designed for both novice and seasoned investors, our rehab and flip loans provide essential capital to finance every stage of your project, from purchase to renovation and final sale.
What our clients say
FAQ
Most frequent questions and answers
A rehab and flip loan is a short-term financing option that provides real estate investors with the capital needed to purchase and renovate properties. These loans are ideal for properties that need significant repairs or upgrades before they can be sold for profit.
The approval process for rehab and flip loans can be very fast. Depending on your project’s specifics, you can often secure funding in as little as a few days, allowing you to quickly get started on your property renovation.
To qualify, you typically need to have experience with property renovation or a strong business plan that outlines the scope of your project. Lenders will also review your credit, the property’s value, and your projected return on investment (ROI). Each lender may have slightly different requirements, but the main focus is on your ability to complete the project and generate profit.
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While these loans are ideal for distressed properties, you can typically use them for residential, multi-family, or even commercial properties that need significant repairs. The key is that the property must have the potential for value increase through renovation.
The amount you can borrow depends on the value of the property, the projected cost of the renovation, and your qualifications as a borrower. Lenders typically offer financing that covers the purchase price and renovation costs, sometimes up to 100% of the project costs, depending on the lender and loan terms.
These loans generally have shorter terms, ranging from 6 to 12 months, as they are designed for quick turnarounds. Interest rates can vary but are typically higher than traditional mortgage loans due to the higher risk associated with the loan.
Yes, most rehab and flip loans allow you to include renovation costs as part of the total loan amount. Lenders will assess your project budget to determine the maximum loan value, including both the purchase and renovation expenses.
While these loans are popular among experienced investors, they are also available to first-time property flippers. Some lenders may offer more flexible terms for new investors, but you will still need a solid plan for the renovation and sale of the property.
Repayment of rehab and flip loans is typically due when the property is sold or refinanced. You can also make interest-only payments throughout the loan term, with the principal due upon completion of the project.
If you’re unable to complete the project on time, you may incur penalties or additional interest charges. It’s important to have a clear timeline and budget before taking out a rehab loan. Working with experienced contractors and having a contingency plan can help minimize delays.