Agricultural fields and open countryside in warm light

Agricultural & Land / Land & agricultural assets

A broader view of land. A thoughtful approach to capital.

Real estate financing for agricultural properties and undeveloped land, including farming, ranching, and land acquisition opportunities.

Discuss Your Transaction

Agricultural & Land

Property-backed capital

Nationwide perspective

Explore the structure

A wide view of open farmland and its surrounding landscape — REAL ESTATE PERSPECTIVES / REPRESENTATIVE PHOTOGRAPHY

THE FINANCING PERSPECTIVE

Understand the land before structuring the capital.

Land and agricultural properties have their own uses, constraints, and financing objectives. A farmland acquisition, ranch expansion, and undeveloped parcel each call for a clear explanation of the asset and what the borrower intends to do with it.

Start with the property’s current use, acreage, access, and existing obligations. Then explain whether the capital supports an acquisition, a refinance, or a broader plan for the land. These details help distinguish the financing purpose from the property category.

Tell Us About the Property

WHERE THE STRUCTURE FITS

Start with the purpose.
Build the context.

The same program can serve different opportunities. The purpose helps shape the conversation.

Agricultural acquisition

Present the farm or ranch property, current use, purchase details, and intended role in your operation or investment plan.

Land expansion

Describe how an additional parcel relates to an existing property and the financing required for the purchase.

Undeveloped land

Explain the current site, access, intended use, existing obligations, and the planned holding period or exit.

THE DETAILS THAT MATTER

A considered view of a different kind of asset.

The story of a land transaction extends beyond acreage. Supporting property information should clarify the current condition and the assumptions behind the intended use. If the plan involves improvements or a future sale, describe the work and timing.

The repayment strategy is equally important. Explain the source expected to repay the financing and the milestones that support that expectation. Costs, term, and collateral are considered alongside the purpose of the capital.

A USEFUL STARTING POINT

Bring the asset
into focus.

A practical overview of the property and your plan is more useful than a financing request in isolation.

Relevant property categories

FarmlandRanchesUndeveloped landRecreational land

Before the conversation

Explain the current and intended use of the land.
Provide acreage, access, and supporting property details.
Discuss the property’s value and a realistic repayment plan.

Financing amount, term, costs, documentation, and timing depend on the transaction and underwriting. Share the requested capital, estimated property value, state, and financing purpose to begin.

A SELECTED FUNDED TRANSACTION

$4.9M

Agricultural land / Clovis, California

A $4.9 million agriculture loan on a 55-acre parcel of agricultural land in Clovis, California.

Explore the Transaction

THE PATH FORWARD

From a clear brief
to a considered structure.

Explore the Process

Submit the opportunity

Share the property, capital requirement, and purpose of the financing.

Review the deal

We consider the asset, your business plan, and the path to repayment.

Structure the financing

Discuss a structure that brings the amount, term, and transaction together.

Move toward closing

Complete underwriting, documentation, and the closing requirements.

Questions,
considered.

What makes a useful land financing brief?

Include the acreage, current use, location at the state level, access, estimated value, purchase or refinance purpose, and repayment plan. Supporting documents are discussed as the opportunity is reviewed.

What can agricultural & land be used for?

Acquire agricultural land. Expand a farming or ranching property. Finance an undeveloped land investment. Share the purpose of your transaction so the financing can be considered alongside your plan.

What information should I prepare?

Explain the current and intended use of the land. Provide acreage, access, and supporting property details. Discuss the property’s value and a realistic repayment plan. Start with the loan amount, estimated property value, property type, and state.

Are the terms the same for every property?

No. The asset, borrower profile, collateral, purpose, and repayment plan inform the review. An inquiry does not constitute financing approval.

Can I discuss other financing structures?

Yes. Explore our other programs or describe your transaction in the financing intake. The purpose and property help guide the discussion.

Architectural detail of commercial real estate

YOUR NEXT OPPORTUNITY

Have a transaction
worth discussing?

Tell us about the opportunity.
We’ll take a closer look.

Request Financing