Fix & Flip Loans / Acquisition & rehabilitation
Financing for investors acquiring and renovating properties for resale, shaped around the purchase, improvement plan, and exit.
Discuss Your TransactionTHE FINANCING PERSPECTIVE
A renovation investment begins with the property as it is today and a defined plan for what it can become. Fix-and-flip financing considers the purchase, the improvement scope, and the intended resale together.
A useful submission separates the acquisition cost from the renovation budget and explains the assumptions behind the project. The schedule, work required, and intended exit help establish the context for the financing.
Tell Us About the PropertyWHERE THE STRUCTURE FITS
The same program can serve different opportunities. The purpose helps shape the conversation.
Bring the purchase terms and a defined scope that shows how the existing property will be improved.
Identify the renovation work, estimated costs, timing, and capital requirement for the investment.
Describe a property that will be improved for resale, with a practical plan connecting the work to the exit.
THE DETAILS THAT MATTER
Describe the proposed improvements in practical terms. Identify the major work, who will carry it out, and the expected sequence. Include an allowance for changes rather than assuming every part of the project will follow the initial estimate.
The resale strategy should be part of the discussion from the outset. Explain the anticipated condition at completion and your plan if the renovation or sale takes longer than expected.
A USEFUL STARTING POINT
A practical overview of the property and your plan is more useful than a financing request in isolation.
Financing amount, term, costs, documentation, and timing depend on the transaction and underwriting. Share the requested capital, estimated property value, state, and financing purpose to begin.
A SELECTED FUNDED TRANSACTION
A $750,000 fix-and-flip loan for an oceanfront renovation property in Miami, Florida.
Explore the TransactionTHE PATH FORWARD
Share the property, capital requirement, and purpose of the financing.
We consider the asset, your business plan, and the path to repayment.
Discuss a structure that brings the amount, term, and transaction together.
Complete underwriting, documentation, and the closing requirements.
Provide the acquisition details, existing condition, proposed scope, budget, schedule, and resale strategy. Explain any contingencies. The appropriate documentation and financing structure depend on the project review.
Acquire a property for renovation. Fund a defined rehabilitation scope. Reposition a residential investment for resale. Share the purpose of your transaction so the financing can be considered alongside your plan.
Provide purchase details and a renovation budget. Explain your project schedule and resale strategy. Allow room for construction and market contingencies. Start with the loan amount, estimated property value, property type, and state.
No. The asset, borrower profile, collateral, purpose, and repayment plan inform the review. An inquiry does not constitute financing approval.
Yes. Explore our other programs or describe your transaction in the financing intake. The purpose and property help guide the discussion.
YOUR NEXT OPPORTUNITY
Tell us about the opportunity.
We’ll take a closer look.