FAQ
Most frequent questions and answers
We specialize in a wide range of loan products, including:
- Bridge Loans
- Real Estate Loans
- Stated Income Loans
- Hard Money Loans
- Agriculture and Land Loans
- Bank Funding
- and More
We offer financing for both commercial and income-producing properties. If you’re not sure which loan fits your needs, feel free to contact us, and we’ll help you find the right option.
A stated income loan is a type of loan where the borrower provides their income without needing to verify it with tax returns or pay stubs. These loans are ideal for self-employed individuals, real estate investors, and those with unconventional income streams.
We provide loan amounts ranging from $100,000 to $100 million+. Our loan programs are designed to fit a variety of property types and financing needs.
We provide financing for a wide range of commercial properties, including:
- Mixed-Use Properties
- Multifamily (5+ units)
- Farms and Land
- Mobile Home Parks
- Office Buildings
- Retail Spaces (Strip Malls, Shopping Centers)
- Warehouses and Industrial Properties
- Auto Service Facilities
- and More
If your property type isn’t listed, contact us, and we’ll discuss custom financing options.
We offer flexible qualification criteria, especially for borrowers who may not meet traditional bank lending requirements. Factors that are considered include:
- Property value
- Down payment
- Income (for stated income loans)
- Credit score (fair to excellent credit accepted)
- Collateral
We assess each case individually to find the best solution for you.
A hard money loan is a short-term, asset-based loan, primarily used for real estate investments. Approval is based more on the value of the property than on the borrower’s credit history or income, making it a good option for investors who need fast financing.
We provide financing in all 50 U.S. states.
Interest rates and terms vary depending on the loan product, property type, and borrower qualifications. We offer short-term loans (1-5 years), bridge loans (1-3 years), and long-term financing up to 15-30 years. To get specific rates and terms, contact us for a consultation.
Yes, many of our loans offer flexible repayment options, including early payoff without penalties. The specific terms will be outlined in your loan agreement.
You can begin the loan application process by contacting us through our website or calling us directly. One of our specialists will walk you through the necessary steps and documentation to get started.
No worries! We offer custom-tailored financing solutions. Just reach out to us, and we’ll work with you to find a loan program that meets your needs.
Stated income loans are ideal for self-employed individuals or those with non-traditional income who may have difficulty providing standard income documentation. These loans are based primarily on the borrower’s ability to repay, supported by other financial documents.
Our loan approval process is designed to be fast and efficient. Depending on the complexity of the loan, approval can happen within days or weeks, allowing you to secure the funding you need quickly.
Yes, we provide financing for various development projects, including new construction, property redevelopment, and large-scale renovations. Our construction loans are tailored to meet your project’s specific needs.
Absolutely. We offer refinancing options, including cash-out refinancing, to help you tap into the equity of your existing properties or lower your interest rates.
We offer loan programs for borrowers with a range of credit scores, from fair to excellent. Our flexible options mean you may still qualify even if your credit is less than perfect.
Yes, we offer loan options for foreign nationals investing in U.S. real estate. Our programs are designed to accommodate non-U.S. residents looking for flexible financing.
Yes, our loan consulting services are available to help borrowers navigate complex financing options and find the best loan structure for their specific projects.
A bridge loan is a short-term loan used to “bridge” the gap between buying a new property and selling an existing one. It’s useful when you need quick financing to secure a new investment or during a transition period between long-term loans.
Yes, we offer interest-only loans, which allow you to make lower payments by paying only the interest for a specified period. This option is great for investors looking to maximize cash flow in the early stages of ownership.
Cross-collateral financing allows you to use the equity in one property to secure a loan for another property. This is a great option for investors looking to expand their portfolios without liquidating current assets.
Hard money loans are typically short-term, ranging from 1 to 5 years, depending on the loan structure and the borrower’s needs. These loans are designed to provide quick capital for real estate investment or development projects.
The main advantage of a stated income loan is that it allows borrowers to qualify based on their declared income without requiring traditional proof of income documents, making it ideal for self-employed individuals or those with unconventional income sources.
Yes, we offer specialized loans for fix-and-flip projects, providing short-term funding to purchase and renovate properties with the goal of reselling them quickly for a profit.
Yes, we offer financing options for agricultural land, rural properties, and undeveloped land, providing tailored solutions for these unique types of real estate investments.