FAQ

We provide funding for a wide range of industries, including real estate development, construction, hospitality, retail, and more. Our loans are designed to meet the unique needs of various sectors.

Our loan terms generally range from 6 months to 3 years, depending on your project and financial goals. We also offer extensions in certain cases.

Yes, we provide refinancing options for borrowers looking to consolidate debt or secure better terms for their existing loans.

Interest rates depend on factors such as:

• The property type and value.
• The loan amount and term.
• The borrower’s financial profile and project goals.
  Rates are competitive and structured to meet your specific needs.

Yes, there are certain fees associated with processing and closing your loan. These may include:

• Origination fees.
• Appraisal fees.
• Legal or documentation fees.

We ensure full transparency, so you’ll know all costs upfront.

While our process requires less documentation than traditional banks, you may need to provide:

• A property appraisal or valuation.
• Personal financial statement.
• Business plan or project details.
• Personal identification.

We typically offer LTVs up to 75–90% of the property value, depending on the loan type and project specifics.

Yes, we specialize in funding construction and renovation projects. Whether you’re building from the ground up or making improvements, we provide financing tailored to your timeline and goals.

Absolutely. We work with borrowers who may not qualify for traditional loans due to credit history, income challenges, or time constraints. Our focus is on the property and its potential.

Yes! We support both seasoned investors and first-time buyers. Our team will guide you through the process to ensure you understand the terms and maximize your investment.

Hard money loans are ideal for:

• Time-sensitive real estate deals.
• Short-term financing needs.
• Projects where property value is the primary focus.
  Contact us to discuss your situation, and we’ll help determine if it’s the right fit.

We provide loans across all 50 states in the U.S. Our team works with borrowers nationwide to meet diverse financing needs.

Yes, most of our loans allow for prepayment without penalties. Terms vary based on the loan agreement, so we’ll clarify this upfront.

• Submit your details via our Loan Inquiry Page.
• Our team reviews your application and provides an approval decision within 24–48 hours.
• Once approved, funds are disbursed quickly to meet your needs.

We work with a variety of borrowers, including:

• Real estate investors.
• Business owners.
• Contractors and developers.
• Self-employed individuals.

Our loans are designed for commercial and investment purposes, including:

• Property acquisition.
• Renovations and construction.
• Debt consolidation.
• Expanding business operations.

Yes, we fund multifamily properties such as apartment complexes, duplexes, and condominiums. Whether you’re purchasing or renovating, we have the right solution for you.

We can provide additional financing options if your project requires more funding. Our team is flexible and committed to supporting your success.

Visit our Loan Inquiry Page to submit your details, and a member of our team will contact you to discuss your options.